If you own stock that currently provides you with a low annual yield, maybe 2%-3% or less, a “life income” gift may be appropriate. You could transfer the stock to us and establish a trust that would provide you with a 5% or greater annual return. This income would be paid to you and/or a loved one for life, after which the assets would be distributed outright to us. Through such an arrangement, you would be increasing your income and making a meaningful (and tax-deductible) contribution to us at the same time.